This Investment Policy should be read carefully before using the Services and/or participating in the Transactions facilitated by the Company. These are the binding terms for your use of the Services. You agree and acknowledge that you understand all the terms of the Investment Policy.
This Investment Policy is a part of and incorporated within and is to be read along with the Terms of Website Use (“Terms”). The capitalized terms used in this Investment Policy, but not defined herein, shall have the meaning given to such terms in the Terms.
Investment in unlisted companies Through Company
An investment through Company’s platform will involve risks not associated with other investment alternatives. Prospective investors should carefully consider, among other factors, the risks described herein. These risk factors are not meant to be an exhaustive listing of all potential risks associated with an investment through the Company’s platform. There can be no assurance that the investment objectives will be achieved, or that there will be any return of capital. An investment through the Company platform is a potentially suitable investment only for sophisticated investors who are capable of assuming the risks of such an investment, including the potential risk of losing all of their invested capital.
These risk factors are not a complete enumeration or explanation of the risks involved in investing through the Company’s platform. Prospective investors should consult with their own advisers prior to making any decision to invest through the Company platform. Please note that any investment through Company currently will be done through its offline platform.
You agree and understand the role of Company is that of an intermediary and it mere facilitates that Transaction between the buyer and the seller. Any risk associated with your investment shall not be the liability of the Company. Any information made available by the Company whether through the Website or through offline medium is neither a prospectus nor any offer or invitation to subscribe made to the public in general. The Services provided by the Company whether through the Website or through the offline medium is not intended and should not be deemed to constitute solicitation or advertising in any manner. An investment made through Company’s platform will be subject to numerous risks generally related to investing in securities and other investments, and the additional risks associated with investing in non-marketable securities and non-public companies. The securities or other interests so acquired may have restrictions on resale and, even in the absence of such restrictions, may not be marketable. Your ability to earn profit from such investments will be highly dependent upon the ability of such investments to generate income or appreciate in value. Numerous factors may impede or prevent an investment from reaching this point, including inadequate capital, unfavorable competitive developments, adverse legislation at the national, state, or local level, inadequate management or loss of key persons, technology obsolescence, and lack of market acceptance. Investments may face significant capital shortfalls for a wide variety of reasons. Resource development may prove more expensive, or take more time, than anticipated, and the growth in revenues may be slower than expected. Any of such occurrences may result in the failure of an investment and a loss with respect to your investment.
General Investment Risks Associated with Investments
The securities offered through the Company’s platform will generally be shares of common or preferred stock of private issuers. Your investment in such securities will entail certain risks that may adversely affect your investment. These risks may involve, without limitation, general economic risks and volatility associated with such investments, the illiquidity of such investments and a potential lack of recourse with respect to adverse actions by, or associated with, the issuers of shares of common or preferred stock invested in by you. The value of your investment in such securities is derived, in part, from the value of the underlying issuers associated with its investments. Equity securities of private issuers can be highly volatile and expose investors to a high risk of loss. Moreover, there is no exchange market on which to close out an open investment. Consequently, it may be impossible to liquidate an existing investment, to accurately assess the value of investment or to accurately assess the exposure to risk associated with a particular investment. No person should be willing to make an investment through Company’s platform unless such person is capable of losing such person’s entire investment.
No Assurance of Investment Return
The task of identifying investment opportunities offered through the Company’s platform and management of such investment is solely on you. The Company makes no assurance to the effect that your investment objectives will be attained, or that the value of the investments will not decline, or that there will be any return of capital.
General fluctuations in the economy may affect the value your investment. In such event, the ability your investment to achieve a favorable return on its investments may be severely impeded.
Possible Adverse Tax Consequences
No representation or warranty of any kind is made with respect to the tax consequences of an investment made through the Company’s platform, or the allocation of taxable income or loss,. Potential investors are advised to consult their own tax advisors with respect to the tax consequences to them of an investment made through the Company’s platform.
Future Regulatory Developments
This document cannot address or anticipate every possible current or future regulation that may affect the Company’s business and operations or your investment. Such regulations may have a significant impact on, including but not limited to, restriction on the types of investments that may be made through the Company’s platform, or requiring you disclose certain confidential information regarding its terms, investments etc. We, in its sole discretion, may cause ourselves to be subject to certain regulations if we believe them to be in our interest, which may have a detrimental effect on one or more investors. Prospective investors are encouraged to consult their own advisers regarding an investment made through the Company’s platform.
Lack of Transparency in Investee Company Operations
As mentioned earlier, securities offered through the Company’s platform will generally be common or preferred stock of private companies (“Investee Company/ies”). As Investee Companies are not required to make periodic public filings, certain operational information about the Investee Companies are not available prior to investment, including historical financial results and projected financial results, customer and sales data, strategic plans, and management discussion of operations. You are requested to conduct your own independent diligence before you make investment in an Investee Company. Please do not rely on the information of the Investee Company provided to you by the Company. In the event that the Company provides you any information in relation to the Investee Company, such information is made available to you solely on the basis of publicly available information, which may be incomplete, inaccurate, or not confirmed by the Investee Company. You will have no rights/claims on securities of the Investee Companies until the repective Investee Company accepts and finally allots the same. You get rights of enforcing any claims only on allotment of securities and not for prior such actions, and further any such claim shall be against the respective Investee Company and not the Company. It is your responsibility to ensure that the entire investment transaction including the sale and purchase of securities is in strict accordance with the applicable laws and rules/regulations.
Investee Companies’ Operations and Financial Results Subject to Various Risks
Revenues and operating results of the Investee Companies could vary significantly from quarter to quarter and year to year because of a variety of factors, many of which are outside of the control of the Investee Companies. As a result, operational results of an Investee Company known prior to an investment whether through Company’s platform or otherwise may vary significantly following an investment. This may result in a decline in the value of an investment, including a complete loss of such investment. Factors that may contribute to the variability of an Investee Company’s operational and financial results include: the ability of an Investee Company to maintain an adequate rate of growth; the ability of an Investee Company to attract new customers; the ability of an Investee Company to retain existing customers; the effects of increased competition in the Investee Company’s business and the ability of the Investee Company to compete with competitors that may have longer operating histories and greater financial and operational resources; the ability of an Investee Company to keep pace with changes in technology and its competitors; the ability of an Investee Company to protect its and its customers’ data, technology or other intellectual property from third-party infringement or from misappropriation in Singapore and abroad; the ability of an Investee Company to defend itself against potential and actual intellectual property litigation alleging such Investee Company of infringement of a third-party’s intellectual property; declines or disruptions in the industries and markets in which an Investee Company operates; the ability of an Investee Company to successfully enter new markets and manage expansion, including expansion in international markets; the ability of an Investee Company to provide a high-quality customer experience through its products and services; the ability of an Investee Company to successfully manage any acquisitions of businesses, solutions, or technologies; the success of an Investee Company’s marketing efforts; and the ability of an Investee Company to comply with applicable federal and state laws, rules, or regulations as well as any rules of applicable networks and associations.
No Investment Recommendations
The Company does not make investment recommendations, except when acting as an investment adviser, and no communication through this Website or in any other medium should be construed as an investment advice, unless otherwise indicated by the Company.
No Regulatory Oversight or Approval
Neither the Monetary Authority of Singapore nor the United States Securities and Exchange Commission nor any other securities commission or regulatory authority has recommended or approved any investment or the accuracy or completeness of any of the information or materials provided by the Company whether through the website or otherwise.
No Reliance; High Risk of Loss
The Investors must be able to afford the loss of their entire investment. Any financial projections or returns shown to you by the Company are illustrative examples only, and there can be no assurance that any valuations provided are accurate or in agreement with market or industry valuations. We make no representations or warranties as to the accuracy of investment information provided by the Company whether through the Website or otherwise, and accept no liability therefore. Offers to sell, or the solicitations of offers to buy, any security can only be made through official offering documents that contain important information about risks, fees and expenses. Investors should conduct their own due diligence, not rely on the financial assumptions or estimates provided by the Company whether through the Website or otherwise, and are encouraged to consult with a financial advisor, attorney, accountant, and any other professional that can help you to understand and assess the risks associated with any investment opportunity.